Category:Life Insurance

20 Jun 2024 | Life Insurance

How Life Insurance Can Save Your Estate from a $735,000 Tax Bill

“$735,000. That is the taxes due. As much as you wish it would go away it simply won’t. It has to be dealt with.” “So…how do you want to pay for that?” Here was a portion of a conversation I had last week. I’ve said many times that business owners, whether they want it or […]

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02 May 2024 | Life Insurance

Future-proofing Your Family: Invest in Their Tomorrow with $9 a Day!

Parents…Grandparents…set them up for the future! A new report from Statistics Canada states that a family with two parents and two children, which the agency found is the most common family type, can expect to pay around $366,000 — per child — from birth until age 17. $21,500 a year per child! $1,792 per month. […]

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25 Apr 2024 | Life Insurance

What To Do With A Term Life Policy: When It Renews

Almost every week I speak to someone whose Term Life Insurance policy is coming up for renewal. In many cases, I get this call because either the person that originally sold the policy has not kept in touch. That person has left the industry. The policy owner did not want to meet because they felt […]

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29 Feb 2024 | Life Insurance

Finding the Perfect Life Insurance Fit: Empowering Your Financial Journey

As an insurance advisor, I’m frequently approached by clients seeking guidance on the importance of life insurance. While most grasp the concept, they often find themselves unsure about the best option for their unique circumstances. In this post, I aim to shed light on the different types of life insurance and when each is best […]

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24 Feb 2023 | Life Insurance

MAKE INSURANCE WORK FOR YOU
PART 5. CRITICAL ILLNESS

$18,500 a month! That is the cost for a client’s targeted Chemo pills in 2023. $18,500 a month! I make no bones about the fact that I am a huge fan of and advocate for Critical Illness insurance. The reason is very simple. Long before I became an insurance advisor my best friend Rob, at […]

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24 Feb 2023 | Life Insurance

Insurance surveys are fun!

Seriously. I like surveys. I just did a random search “What is the purpose of a survey?” 245 million answers are available. The top response. ‘They’re used to find out what people think about a subject and why they feel that way about it.’ As the owner of an Insurance Agency, I wanted to get […]

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24 Feb 2023 | Life Insurance

MAKE INSURANCE WORK FOR YOU
PART 4. WHAT TO DO WITH A TERM LIFE POLICY WHEN IT RENEWS.

Almost every week I speak to someone whose Term Life Insurance policy is coming up for renewal. In many cases, I get this call because either the person that originally sold the policy has not kept in touch. That person has left the industry. The policy owner did not want to meet because they felt that […]

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24 Feb 2023 | Life Insurance

MAKE INSURANCE WORK FOR YOU.
PART 3 TERM OR WHOLE LIFE INSURANCE

When I make decisions I like making a Pro/Con list. Term insurance is the most popular form of protection. Generally, because, initially, it costs less for a higher benefit amount. People forget that when it renews the cost dramatically increases. They’re also likely not told that Term is a shortened form of the word Terminating. […]

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24 Feb 2023 | Life Insurance

MAKE LIFE INSURANCE WORK FOR YOU
PART 2. LIFE INSURANCE VERSUS MORTGAGE INSURANCE

Almost every week I get asked about the difference between Life Insurance and Mortgage Insurance. The biggest difference is control of the money. With mortgage insurance should something occur, yes, the mortgage is paid off however your spouse and/or family do NOT receive any of this money. Effectively you are paying the bank or other […]

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