Blog List

24th 02.. 2023 | Life Insurance

MAKE INSURANCE WORK FOR YOU
PART 5. CRITICAL ILLNESS

$18,500 a month! That is the cost for a client’s targeted Chemo pills in 2023. $18,500 a month! I make no bones about the fact that I am a huge fan of and advocate for Critical Illness insurance. The reason is very simple. Long before I became an insurance advisor my best friend Rob, at […]

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24th 02.. 2023 | Life Insurance

Insurance surveys are fun!

Seriously. I like surveys. I just did a random search “What is the purpose of a survey?” 245 million answers are available. The top response. ‘They’re used to find out what people think about a subject and why they feel that way about it.’ As the owner of an Insurance Agency, I wanted to get […]

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24th 02.. 2023 | Life Insurance

MAKE INSURANCE WORK FOR YOU
PART 4. WHAT TO DO WITH A TERM LIFE POLICY WHEN IT RENEWS.

Almost every week I speak to someone whose Term Life Insurance policy is coming up for renewal. In many cases, I get this call because either the person that originally sold the policy has not kept in touch. That person has left the industry. The policy owner did not want to meet because they felt that […]

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24th 02.. 2023 | Life Insurance

MAKE INSURANCE WORK FOR YOU.
PART 3 TERM OR WHOLE LIFE INSURANCE

When I make decisions I like making a Pro/Con list. Term insurance is the most popular form of protection. Generally, because, initially, it costs less for a higher benefit amount. People forget that when it renews the cost dramatically increases. They’re also likely not told that Term is a shortened form of the word Terminating. […]

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24th 02.. 2023 | Life Insurance

MAKE LIFE INSURANCE WORK FOR YOU
PART 2. LIFE INSURANCE VERSUS MORTGAGE INSURANCE

Almost every week I get asked about the difference between Life Insurance and Mortgage Insurance. The biggest difference is control of the money. With mortgage insurance should something occur, yes, the mortgage is paid off however your spouse and/or family do NOT receive any of this money. Effectively you are paying the bank or other […]

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24th 02.. 2023 | Life Insurance

MAKE INSURANCE WORK FOR YOU
PART 1. TERM INSURANCE

Education and research are two key elements in any decision. Most people know they need Life Insurance. Generally, the reason is to protect a spouse and/or children should the worst happen. You want to make sure that they continue to live in the world you’ve created. Where I find people struggling is with the amount […]

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18th 01.. 2023 | Life Insurance

Here are 10 ways you can use Life Insurance.

1. Providing for your dependants. This is the primary reason why people have a Life Insurance policy. If you suddenly

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18th 01.. 2023 | Critical Illness

10 Ways to Start the Insurance Discussion

I am a huge fan and advocate for Critical Illness insurance. The reason is very simple. Long before I became an

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18th 01.. 2023 | Life Insurance

Adulting (No pressure)

My wife and I have been doing a lot of “adulting” lately. If you’re not familiar with this term it means, “The practice of

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